HeyJaredCents of Direction
A concoction of finance, economics, psychology, history, and personal stories. In other words - the most relatable personal finance writing you've ever read to provide you with a Cents of Direction
- Indexed issues, last 90 days
- 13
- Latest publication
- Sep 25, 2026
- Audience
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- Earliest in this view
- Jul 3, 2026
Latest issues
The Best Dollar You Spend (opens the original)
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Someone told me this week, tongue in cheek, that their biggest financial flex is driving a 10-year-old car. I could relate. My car is also 10 years old, has more than 150,000 miles on it and serves its purpose reasonably well. It takes me to the gym, runs the occasional errand and handles a road trip when called upon. I work from home, so it spends most of its life resting.Up until this point, I have never been much of a car person. To me, a car is a thing with four wheels that gets me from one
Stocks Shrug, Bonds Scream (opens the original)
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The bond market is pounding the table while the stock market is quietly ordering another round. The 10-year Treasury yield touched 5% this week, oil remains above $100 per barrel, mortgage rates are back near 7%, and inflation has reaccelerated, yet stocks continue to grind higher as if someone forgot to send them the memo.These markets appear to be looking at two different economies, but they are really looking at the same economy through different lenses. Bond investors want to know whether th
The Golden Era Never Ended (opens the original)
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Read this headline and guess when it ran:“End of Golden Era for Investors Spells Trouble for Millennials”The URL was somehow even more ominous and read: “be afraid, be very afraid if you’re investing for the long run.”According to this Bloomberg article stocks had a great run, but investors needed to prepare for something much worse. The favorable conditions of
The Years Keep Getting Shorter (opens the original)
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It was my birthday on Wednesday, and birthdays have a way of making you reflective. I think one of the main reasons we reflect differently on birthdays as we age is that there’s more to contemplate.Maybe that’s also why time seems to move faster with each passing year.I’ve never been quite sure how to explain that feeling, but Josh Brown and Matt Cermi
Zoom Out Before You Freak Out (opens the original)
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There are few things financial media love more than a large number followed by a question mark. I’ve seen some versions of the following headlines over the last month.The national debt crossed $40 trillion. Is a crisis coming?Walmart posted its slowest sales growth in six years. Are consumers running out of money?Technology stocks are surging. Is this 2000 all over again?Question marks do an impressive amount of legal and intellectual work because they allow a headline to place a terrifying po
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