HeyJaredCarl Sullivan
- Indexed articles, last 90 days
- 65
- Latest publication
- Aug 30, 2026
- Outlet visibility, for yahoo.com
- Top 1K sites
- Earliest in this view
- Jul 6, 2026
Latest articles
The Roth Conversion That Cost a 62-Year-Old His $9,600 Health Insurance Subsidy (opens the original)
Read excerpt
A $40,000 Roth conversion pushed a 62-year-old retiree past the 400% federal poverty line, eliminating his entire $9,600 ACA premium tax credit. The ACA subsidy cliff returned January 1, 2026, after enhanced protections expired and multiple legislative extensions failed to pass Congress. The true marginal cost of the conversion reached roughly 36%, since the $9,600 clawback added a stealth 24% surcharge on top of ordinary income tax. Read More: Learn 7 ways to generate income with a $1,000,000+
The Roth Conversion That Cost a 62-Year-Old His $9,600 Health Insurance Subsidy - AOL (opens the original)
Read excerpt
A $40,000 Roth conversion pushed a 62-year-old retiree past the 400% federal poverty line, eliminating his entire $9,600 ACA premium tax credit. The ACA subsidy cliff returned January 1, 2026, after enhanced protections expired and multiple legislative extensions failed to pass Congress. The true marginal cost of the conversion reached roughly 36%, since the $9,600 clawback added a stealth 24% surcharge on top of ordinary income tax. Read More: Learn 7 ways to generate income with a $1,000,000+
$1.6 Million Nest Egg at 61 Buys About $35,000 a Year Until Social Security Arrives - AOL (opens the original)
Read excerpt
A safe 3.5% withdrawal on $1.6 million yields somewhere between $52,000 and $56,000 gross, but taxes and pre-Medicare health insurance shrink real spending power to roughly $35,000 annually. Enhanced ACA premium tax credits expired January 1, 2026, restoring the 400% federal poverty line cliff and potentially costing early retirees tens of thousands per year in premiums. Once Social Security kicks in between ages 67 and 70 alongside Medicare, the equation flips, letting the same $1.6 million por
$1.6 Million Nest Egg at 61 Buys About $35,000 a Year Until Social Security Arrives (opens the original)
Read excerpt
A safe 3.5% withdrawal on $1.6 million yields somewhere between $52,000 and $56,000 gross, but taxes and pre-Medicare health insurance shrink real spending power to roughly $35,000 annually. Enhanced ACA premium tax credits expired January 1, 2026, restoring the 400% federal poverty line cliff and potentially costing early retirees tens of thousands per year in premiums. Once Social Security kicks in between ages 67 and 70 alongside Medicare, the equation flips, letting the same $1.6 million por
Retired Couple Faces $6,900 IRMAA Surprise After Routine Portfolio Rebalance (opens the original)
Read excerpt
A $175,000 capital gain from rebalancing a taxable account pushed both spouses two IRMAA tiers, costing the couple $6,900 in Medicare surcharges. IRMAA operates as a cliff in which crossing any threshold by $1 triggers the full surcharge for both spouses, with no SSA-44 appeal available for rebalancing. Rebalancing inside an IRA first eliminates MAGI exposure entirely; splitting large taxable trades across two calendar years can also prevent crossing IRMAA thresholds. Read More: Learn 7 ways to
Publishing over time
Last 90 days. Choose a month to open its work.
Recurring subjects
Named in the text we hold. One piece can cover several.
Audience
Top 1K sites
For yahoo.com, the outlet · Measured Aug 1, 2026
Website popularity band, not a count of readers or article views.
About this data
Counts cover the work we have indexed. Tone needs enough text and a confident classification. Excerpts and episode notes are not full articles or transcripts.
Identity or attribution wrong? Suggest a correction.