HeyJaredBudgets for Badges
Our mission with Budgets for Badges is to empower first responder families to take control of their money, reduce financial stress, while building a more resilient relationship.Hosts Chris Harkson-Lucero (financial coach and flight paramedic) and Rebecca Jameson (financial…
- Indexed episodes, last 90 days
- 13
- Latest publication
- Sep 26, 2026
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- Earliest in this view
- Jul 3, 2026
Latest episodes
Mini EP 7: Taxes Didn’t Steal Your Overtime—Let’s Talk About It (opens the original)
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You worked the extra shift. You gave up the day off. Then the paycheck hit and your first thought was: “Where the hell did all my overtime go?” Welcome back to Mini Money Makeover —our quick, 15–20 minute episodes designed to help first responders and their families understand one money topic without needing an accounting degree to get through it. In this episode, we're tackling one of the most persistent first responder money myths: “Overtime isn't worth it because taxes take it all.” Spoiler a
Dividing More Than Just Furniture: Divorce for First Responders (opens the original)
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Nobody gets married expecting to someday sit down and figure out who gets the couch, the house, the debt... or part of the pension. But divorce isn't just the end of a relationship. It's one of the biggest financial transitions a family can experience—and for first responders, there can be some additional complications. In this episode of Budgets for Badges , we're talking about the real financial cost of divorce for first responders and why the impact can reach much further than attorney fees a
Mini EP 6: Your Paycheck Has Entered the Family Group Chat (opens the original)
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You worked the extra shift. You gave up the day off. Then the paycheck hit and your first thought was: “Where the hell did all my overtime go?” Welcome back to Mini Money Makeover —our quick, 15–20 minute episodes designed to help first responders and their families understand one money topic without needing an accounting degree to get through it. In this episode, we're tackling one of the most persistent first responder money myths: “Overtime isn't worth it because taxes take it all.” Spoiler a
The Cost of Working While Everyone Else Sleeps (opens the original)
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Shift work comes with the territory for first responders. Nights. Weekends. Holidays. Mandatory overtime. Court after working graveyard. And the occasional moment when you're no longer entirely sure what day it is. But while those shifts may increase your paycheck, they can also create costs that don't show up on your pay stub. In this episode of Budgets for Badges , we're looking at the connection between shift work, health, and money—and asking an important question: How much is your work sche
Mini EP 5: 50/30/20 Your Budget (opens the original)
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Welcome back to Mini Money Makeover —our quick, 15–20 minute episodes designed to help first responders and their families make smarter money decisions without needing a two-hour budget meeting. In this episode, we're breaking down one of the most popular budgeting rules out there: 50/30/20 . The idea is simple: 50% for needs. 30% for wants. 20% for savings and future goals. Sounds easy enough... Until housing costs more than 50%, overtime changes every paycheck, and your "wants" category someho
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