HeyJaredBrad Finkelstein
- Indexed articles, last 90 days
- 85
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- Oct 1, 2026
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- Jul 6, 2026
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Rising Treasury yields darkens mortgage rate outlook (opens the original)
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The 10-year Treasury yield continued its climb, and as a result, mortgage rates rose 25 basis points this past week to their highest point since November 2022, Freddie Mac said. Thursday morning, the 10-year increased to its highest point since April 2002. This happened even as the Personal Consumer Expenditures Price Index annual increase was lower than expected. For mortgage lenders, this means rates are not likely to come down anytime soon, although as Hector Amendola, the president of mortga
Rate spikes cost home shoppers $19K in buying power (opens the original)
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The spike in the 30-year fixed-rate mortgage during the between July and September cost potential home purchasers $19,000 in buying power, economists at First American calculated. "For a prospective buyer, that can mean shopping at a lower price point, bringing more cash to the table, or taking on a larger monthly payment," said Mark Fleming, First American chief economist. "It also puts more distance between what the typical household can afford and what homes currently cost." Housing affordabi
Not ready for UAD 3.6 by Nov. 2? Request a GSE exception (opens the original)
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Lenders cannot relax even with the government-sponsored enterprises issuing what they termed a "temporary policy exception for sellers unable to meet UAD 3.6 mandate." This extension "is not an indication to pause efforts to complete the UAD 3.6 transition, said Elizabeth Green, the senior vice president of valuations at ServiceLink. "Sellers taking this exception option may experience a larger impact overall, both for their own internal processes as well as appraiser readiness, which could lead
Price cuts hit 1 in 5 listings: Pitch buydowns to buyers (opens the original)
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With mortgage rates firmly busting through the 7% mark, over one-fifth of home sellers ended up cutting their listing price during September, Realtor.com said. But the good news in this situation — these sellers are willing to take less money rather than exit the market entirely, with under 6% electing to delist their home. However, it does mean inventory is rising, increasing 5.4% versus last September to over 1.16 million homes for sale. On Sept. 1, the conforming 30-year fixed rate mortgage a
Wells Fargo expands servicing relationship with ICE (opens the original)
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Wells Fargo has expanded its agreement with Intercontinental Exchange and will bring its full home loan servicing portfolio onto MSP, the technology platform acquired from Black Knight. The bank said it did not have anything to add beyond what was in the press release from ICE. But the agreement expands upon a relationship which has spanned 35 years, a press release said. The agreement comes at a time when competition among servicing platform providers has increased. Sagent, for example, announc
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