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🎙️Welcome to Bharath SpeaksUnlock the secrets of Entrepreneurship with Bharath Kumar Gudlanarva onBharath Speaks.
- Indexed episodes, last 90 days
- 31
- Latest publication
- Sep 29, 2026
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- Jul 12, 2026
Latest episodes
GOVT JUST RUINED UPI 😡 (opens the original)
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UPI changed how India pays. Fast, simple, and almost frictionless. But now, UPI MDR is creating a new debate. Eligible merchant UPI payments above ₹2,000 can attract a 0.4% MDR, capped at ₹300. The customer may not pay this fee directly, but merchants still have to deal with the additional cost. So why introduce a charge into one of India’s biggest digital payment success stories? Will merchants absorb the cost, reduce their margins, or eventually pass it on to customers? And could this make cas
Trading stocks or mutual funds through UPI just hit a brand-new rulebook!! (opens the original)
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Trading stocks or mutual funds through UPI just hit a brand-new rulebookfeat. #TheBharathSpeaksShow
0.02% Merchant Discount Rate on STOCK BROKERS!!! (opens the original)
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#TheBharathSpeaksShow Big changes are coming to your stock and mutual fund investments! Under the new NPCI framework, capital market transactions via #UPI—like buying securities or funding broker accounts—will now attract a 0.02% Merchant Discount Rate. While everyday retail investors won't see direct extra fees, this fee is strictly capped at ₹300 per transaction. How will this impact heavy trading? Let’s break it down ;))
October 15' 2026, a 0.4% Merchant Discount Rate (MDR) (opens the original)
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#TheBharathSpeaksShow India’s Unified Payments Interface (UPI) is moving to a differentiated pricing framework for certain merchant transactions, bringing the economics of the payment ecosystem into sharper focus after years of zero MDR. From October 15, a 0.4% Merchant Discount Rate (MDR) will apply to eligible person-to-merchant UPI transactions above ₹2,000, subject to a maximum charge of ₹300 per transaction. Person-to-person transactions and merchant payments up to ₹2,000 will remain free,
Why Ambani & Adani are spending crores on Ganpati pandals?? (opens the original)
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GANPATI BAPPA MORYAA MANGAL MURTI MORYAA It’s not just devotion.. it’s brilliant business. This episode exposes the massive experiential marketing strategy ruling Mumbai's biggest festivals.. From Adani's exclusive takeover at Chinchpoklicha Chintamani to Ambani's dominance at Lalbaugcharaja, learn how these billionaires buy premium real estate for their logos to skyrocket their brand loyalty overnight ;)
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