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Ben Luthi

Reporter · US

Indexed articles, last 90 days
5
Latest publication
Sep 16, 2026
Outlet visibility, for yahoo.com
Top 1K sites
Earliest in this view
Sep 1, 2026

Latest articles

  1. Article · Sep 16, 2026 · Ben Luthi

    Should you pay off your car loan early? (opens the original)

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    Paying off a car loan early may help save money on interest, though the true savings depend on the type of loan you have. Early loan payoff can also give you ownership of the vehicle sooner and reduce the risk of being upside-down on the loan. Before deciding to pay off your loan early, consider whether your money could be better spent elsewhere. In the short term, paying off your car loan early will impact your credit scores — usually dropping them by a few points. The short-term effects only l

  2. Article · Sep 16, 2026 · Ben Luthi

    How the Federal Reserve's rate hike impacts student loan interest rates (opens the original)

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    Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure. The Federal Reserve doesn't set student loan rates directly, but its federal funds rate influences the 10-year Treasury yield (which determines federal loan rates) and the prime rate (which determines private loan rates). But exactly how the Fed affects your cost of borrowing depends on the type of student loans and interest rate yo

  3. Article · Sep 2, 2026 · Ben Luthi

    How to pay off student loans quickly: 8 strategies that work (opens the original)

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    Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure. With the right strategy, you can pay off your loans faster than you might think. Whether you're carrying federal or private student loans, accelerating your repayment can save you thousands in interest and free up cash flow for other financial goals. Here's how to pay off student loans fast while maintaining your financial stability

  4. Article · Sep 1, 2026 · Ben Luthi

    How many credit cards is too many? (opens the original)

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    Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure. Credit cards can offer a lot of value to responsible users, with sign-up bonuses, rewards on everyday spending and perks that can save you money. Using multiple credit cards can be a great way to take advantage of the different features each one offers. But how many credit cards is too many? Ultimately, it depends on your financial

  5. Article · Sep 1, 2026 · Ben Luthi

    Ally Unlimited Cash Back Mastercard review: A simplistic approach to cash back (opens the original)

    Excerpt · Neutral tone · English

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    Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure. The Ally Unlimited Cash Back Mastercard® offers a stellar 2% rewards rate on every purchase you make, but unlike other top cash-back credit cards, it doesn't offer a welcome bonus or introductory 0% APR. What's more, you can't apply for the card unless you receive an invitation from the card issuer. The Ally Unlimited Cash Back Mast

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