HeyJaredBasudha Das
- Indexed articles, last 90 days
- 109
- Latest publication
- Oct 1, 2026
- Outlet visibility, for Business Today
- Top 50K sites
- Earliest in this view
- Jul 4, 2026
Latest articles
Small ticket loans drive India's digital lending boom: Average ticket size rises to ₹18,802, says report - BusinessToday (opens the original)
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Digital NBFCs continued to cater to borrowers seeking relatively small-value personal loans in Q1 FY26-27, even as the average ticket size increased 15% from FY25-26. Digital NBFCs sanctioned 3.4 crore personal loans worth ₹64,656 crore in the first quarter of FY27, accounting for 70% of the overall personal loan sanction volume and 22% of sanction value, according to a report by the Fintech Association for Consumer Empowerment (FACE). The report analysed data from CRIF High Mark covering more t
Gold is booming, but EGRs aren’t: Why electronic gold receipts are struggling to attract investors despite market buzz - BusinessToday (opens the original)
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Electronic gold receipts (EGRs) have struggled to gain traction despite the strong popularity of gold among Indian investors. SEBI chairman Tuhin Kanta Pandey recently acknowledged that “EGRs haven't taken off in the expected way, but gold ETFs have,” highlighting the gap in adoption between the two products. He also pointed to a delivery-related issue with EGRs. Market participants attribute the muted demand to a combination of low secondary-market liquidity, the cost and complexity of physical
Insurance distribution under IRDAI lens: Why certified advisers can help consumers choose wisely - BusinessToday (opens the original)
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India’s insurance market has expanded, but rising premiums and distribution costs have renewed questions over whether consumers are getting adequate value from their policies. Against this backdrop, the Insurance Regulatory and Development Authority of India (IRDAI) has proposed tighter rules on insurers’ expenses and distributor remuneration, changes that could reshape how insurance is sold. In its consultation paper on distribution reforms, IRDAI has proposed a five-year glide path to reduce i
UPI processed 23.2 billion transactions in May: What India’s payments scale means for the world - BusinessToday (opens the original)
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India’s Unified Payments Interface (UPI) processed 23.2 billion transactions in May 2026 alone, highlighting the extraordinary scale of the country’s real-time payments ecosystem. The figure has also emerged as a global benchmark as countries build domestic instant-payment infrastructure, according to Boston Consulting Group’s “The Burden of Proof: Global Payments Report 2026.” India emerges as a global instant-payments powerhouse
Insurance commissions may fall: What IRDAI’s new distribution rules mean for policyholders - BusinessToday (opens the original)
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IRDAI has proposed a new commission framework for insurance distributors, with payouts linked to the type, complexity and servicing requirements of policies. The changes could reduce distribution costs, but industry players have warned that lower commissions may affect the availability of low-premium products and insurance access in smaller markets. Insurance commissions could undergo a significant overhaul under a new proposal by the Insurance Regulatory and Development Authority of India (IRDA
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