HeyJaredBarenaked Money
Slip into something more comfortable and delve into personal finance with Josh Sheluk and Colin White, experienced portfolio managers at Verecan Capital Management. Each episode demystifies complex financial topics, stripping them to their bare essentials.
- Indexed episodes, last 90 days
- 6
- Latest publication
- Sep 17, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 6, 2026
Latest episodes
Moving North: The Truth About Canadian Immigration (opens the original)
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Moving to Canada: Citizenship by Descent, Express Entry, and Common Immigration Pitfalls (with Grace Allen) In this special bonus episode, Matt Kempton and Devin Cattelan of Verecan Capital Management, specialists in cross-border services with Verecan, interview Halifax immigration lawyer Grace Allen about what Americans should know before relocating to Canada, stressing that immigration, tax, investment, banking, estate planning, and lifestyle planning must align. Allen explains two main perman
153: Risk & Your Investments (opens the original)
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Risk vs. Volatility: Why “More Risk = More Return” Can Mislead Investors Josh Sheluk and Colin White discuss how “risk and return” is widely marketed yet poorly understood, arguing that the industry often equates risk with volatility using measures like standard deviation, even though risk is subjective and tied to an investor’s goals. They outline different risks—volatility, permanent loss, inflation, liquidity, and behavioral risk—and stress that avoiding risk has costs, as seen in insurance a
152: ETFs VS Mutual Funds | Which Are Better? (opens the original)
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ETFs vs Mutual Funds: Wrappers, Not Winners Josh Sheluk and Colin White of Verecan Capital Management debunk the belief that ETFs are inherently good and mutual funds inherently bad, arguing both are simply investment “wrappers” and that what matters is what’s inside, the strategy, costs, and role in a portfolio. They explain how mutual funds have historically been associated with higher-cost active management while ETFs began as lower-cost passive index vehicles, but the lines have blurred with
151: IPO Games and SpaceX (opens the original)
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Why Retail Investors Should Avoid IPOs (SpaceX, OpenAI, and Index Inclusion Games) Josh Sheluk and Colin White of Verecan Capital’s Barenaked Money explain what an IPO is, why companies go public, and the trade-offs versus staying private, including disclosure requirements and transparency. They argue retail investors should generally avoid IPOs because offerings are structured to favor insiders and investment banks, often rely on hype and limited float to influence valuation, lack a meaningful
150: How Much Do You Need to Retire (opens the original)
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How Much Do You Need to Retire? Why the Question Is Wrong—and What to Ask Instead Hosts Josh Sheluk and Colin White of Barenaked Money discuss why common retirement questions—like how much money you need, when you can retire, average retirement spending or savings by age, and the “safe” 4% withdrawal rule—are often useless without personal context. They emphasize retirement planning is goals-based and depends on expected spending, timing, pensions, taxes, inflation, market variability, and espec
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