AWM Financial Newsletter
Exploring how discipline & compounding power smarter saving, intentional budgeting, and long-term investing to build lasting wealth.
- Indexed issues, last 90 days
- 13
- Latest publication
- Sep 30, 2026
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- Jul 31, 2026
Latest issues
The First Rate Hike in Three Years & a 19-Year High in Yields (opens the original)
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U.S. stocks ended September 2026 lower as investors awaited developments across the macroeconomic landscape and the long-term effects of the war in the Middle East became clearer. The Personal Consumption Expenditures (PCE) Index, the Fed’s preferred inflation gauge, cooled to 3.4% year over year.The 10-year Treasury note is at its highest yield in two decades at roughly 5.3%, and yields have jumped by 12% within September alone. Year to date, yields on 10-year notes, which influence everything
I Started Investing at Age Eleven (opens the original)
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Deividas, writer of , interviewed me about my background as an investor. We talked about my first investment at age eleven, early childhood experiences that shaped my thinking, and more recent investments that show how my research process has grown. ShareI recently had an inspiring conversation with Crawford Anderson from AWM Financial
I'm Going to Rob Verizon (opens the original)
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Benjamin Franklin once said, “A penny saved is a penny earned.” Or that was made up. I honestly don’t know. Either way, one of the easiest ways to save without radically changing your lifestyle is by lowering recurring expenses like gas, groceries, or your phone bill. This week, we’re tackling your phone bill. It’s time to switch off T-Mobile, Verizon, or AT&T and find the lowest-cost option that still meets your needs.AWM Financial Newsletter is a reader-sup
Rich People Are Broke (opens the original)
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I define being rich as looking the part. Wearing clothes with recognizable names instead of the weird string of characters that you find on Amazon, or driving a car that makes people stop and look at a stoplight. You likely know a couple of people like this, or maybe even yourself, who strive to look the part.The data shows a different story. Americans now carry one and a quarter trillion dollars in credit card balances, according to the first quarter 2026 report by the New York Federal Reserve
AWM Monthly Digest | August 2026 (opens the original)
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Have you ever been woken up constantly throughout the night for very little reason? You might think I’m talking about having a newborn or a young child, but I’m actually talking about being a resident advisor in a freshman-only dorm on a college campus.When you’re on duty, you have to have a special phone with you at all times so that any of the 407 residents in your care can reach you for any serious problems that might arise during the night shift. Unfortunately, some students think a clogged
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