ARCOT INTELLIGENCE | 3-D Secure in the AI Era
Arcot is on the front lines of global transaction security and securing online transactions. We explore EMV 3-D Secure from every angle, from CNP fraud to frictionless commerce via Risk-Based Authentication.
- Indexed episodes, last 90 days
- 3
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- Sep 23, 2026
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- Jul 23, 2026
Latest episodes
AI Agents, Cyber Resilience, and the Future of 3-D Secure and Payment Authentication (opens the original)
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The rules of e-commerce are changing fast, and payment authentication has never been more critical. In Episode 51, Broadcom Payment Security executives break down how to balance fraud prevention with a frictionless user experience to drive revenue growth. We dive into the rise of autonomous AI shopping agents on platforms like Meta and Shopify, the unique challenge of authenticating non-human actors, and what it all means for the future of 3-D Secure. Plus: how to use frontier AI for proactive c
Arcot 3DS Summits Preview: Stopping Fraud at the Outer Wall, 3DS Trends, Social Engineering, & AI Purchasing Agents (opens the original)
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In our latest podcast episode, Arcot General Manager Matt Cooke previews our upcoming October 3-D Secure Summits in London and Dublin. He breaks down the massive shift in merchant perception of 3-D Secure, driven by scheme incentives, lower interchange fees, and the ecosystem's need for data-sharing to eliminate false declines and recover lost revenue. Scheme updates are building a more secure set of rails for safe transactions, supporting his view that data beats friction. Cooke likens payment
From Friction to Revenue: Insights from Broadcom's Arcot 2026 Payments Report (opens the original)
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In this episode, Matt Cooke, General Manager of Arcot, the Payment Security Division of Broadcom, shares his insights on the key findings and strategic recommendations from the inaugural Arcot Payments Report. While 3-D Secure (3DS) has long been used to prevent fraud, this report reveals how 3DS transaction insights can help customers, partners, and processors optimize their own strategies to improve payment outcomes, eliminate unnecessary buyer friction, and drive revenue growth. Download the
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