Allirajan Muthusamy
- Indexed articles, last 90 days
- 6
- Latest publication
- Aug 29, 2026
- Outlet visibility, for Livemint
- Top 10K sites
- Earliest in this view
- Jul 5, 2026
Latest articles
Car lying idle? How Pay As You Drive insurance can help you keep more money in your pocket | Mint (opens the original)
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Do you drive your car for less than 10,000 km annually? Then, you can possibly reduce your own damage (OD) premium for your car insurance by up to 30% by choosing the ‘Pay As You Drive (PAYD) option. PAYD is a usage-based ‘add-on’ that links a portion of your OD premium to the distance you drive. Instead of paying the same rate as someone who spends hours on the road every day, PAYD allows drivers with lower annual mileage to benefit from reduced premiums. “One of the biggest advantages of PAYD
Passive investing gains ground: What’s driving the shift to index funds and ETFs? | Mint (opens the original)
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Are investors increasingly using passive funds to achieve their financial goals? Passive funds attracted ₹1.29 lakh crore in net inflows, including ₹1.07 lakh crore into Exchange Traded Funds (ETFs) and ₹22,395 crore into index funds in the year-to-date (YTD) 2026. Within ETFs, the Nifty/Sensex category attracted ₹61,054 crore, followed by Gold ( ₹39,475 crore) and Silver ( ₹11,211 crore). Assets Under Management (AUM) of passive funds surged 24.4% year-on-year to ₹15.15 lakh crore at the end of
Own an EV? Here’s why a regular ICE vehicle insurance policy won't cut it | Mint (opens the original)
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Are you riding or driving an electric vehicle (EV)? Then, you must have an insurance policy that specifically covers the battery, as it accounts for nearly 50% of the vehicle's cost. Insurance for EVs is more expensive than for petrol- and diesel-powered vehicles. Most insurance policies do not cover batteries. The cover for batteries can be bought only as an ‘add-on’ in most policies. The real protection for your EV lies in specific covers like ‘EV Shield’, which is offered as an ‘add-on’ to co
Metal ETFs shine in uncertain market: Should you invest now? | Mint (opens the original)
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Gold and silver exchange-traded funds (ETFs) have captured the imagination of investors with their stellar performance in recent months. While gold and silver ETFs have been riding high on the sharp rally in the prices of these commodities, another category in this space has also delivered strong returns. Metal ETFs, which invest in a diversified range of companies engaged in the metals business, including steel, copper and aluminium, are among the best performers in the last one year. They have
Health insurance checklist: Key policy terms to watch out for before hospital admission | Mint (opens the original)
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Buying a proper health insurance policy can shield you from spending large sums of money on hospital bills. While a comprehensive policy with a high sum insured that covers most illnesses can be effective in managing high hospitalisation expenses, it does not mean everything is covered. Many policyholders get nasty surprises only during hospitalisation. This is mainly due to several limitations buried in the policy terms and conditions, resulting in high out-of-pocket expenses. One of the bigges
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