HeyJaredA2Z Fintech
Aman Narain and Zubin Vandrevala have spent over 25 years in fintech across Banks, BigTech, and Startups. This is a podcast of them riffing on payments, fintech and everything in between.
- Indexed episodes, last 90 days
- 11
- Latest publication
- Sep 28, 2026
- Audience
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- Earliest in this view
- Jul 7, 2026
Latest episodes
S2E28 — Is This the Start of a Revolut-ion? Inside the Rise of Nik Storonsky's $115bn Bank (opens the original)
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Click here to watch a video of this episode. Revolut is valued at $115 billion, holds more than £50 billion of customer money, and lends out about £2 billion of it. What does a bank that refuses to lend actually do with a deposit, and what happens when the man who built it is the only part that cannot be automated? In September Nik Storonsky won conditional approval from the OCC to form Revolut Bank US, sat down with the Banque de France in a black suit and a red tie, and watched two data breach
$2 Trillion U-Turn: Did AI Just Grow a Conscience? (opens the original)
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Click here to watch a video of this episode. In seventy-two hours the AI industry asked to slow down, OpenAI shelved a trillion-dollar listing, and the President called the whole thing a hoax on speakerphone. Everyone called it the week AI flip-flopped; nobody did, and one supplier gets paid either way. On Saturday 12 September, Anthropic chief executive Dario Amodei published We Must Pace the Frontier, a call for an AI slowdown in how fast frontier models gain capability. Within hours Elon Musk
AI Shopping Wars. Why OpenAI Quit. Google Didn't and Anthropic Went Free. (opens the original)
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Click here to watch a video of this episode. Walmart's checkout inside ChatGPT converted at a third of the rate of its own site, and six months later OpenAI shut Instant Checkout with twelve Shopify merchants still live. On 2 September, Anthropic shipped the opposite architecture for agentic commerce and took nothing on the sale. What Anthropic learned, why Google is quietly winning, and why the agent that matters is the one lenders want. On Wednesday 2 September, Anthropic open sourced two refe
UPI at 10: The World's Biggest Payment Network Isn't a Company (opens the original)
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Click here to watch a video of this episode. UPI cleared 373 transactions in its first month in 2016. In July 2026 it cleared 23.66 billion in a single month, worth close to 30 lakh crore rupees. Ten years on, the most consequential payments network of the decade turns out not to be a company at all. On 25 August 2016 the Unified Payments Interface went live in Indian app stores, four months after a Mumbai pilot with 21 banks. The architecture was deliberate: a regulator, a non-profit switch, vo
The Truth About Google's Brain Drain: It's Not About People, It's About Chips (opens the original)
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Click here to watch a video of this episode. Alphabet lost roughly $200 billion of market value in the eleven days after 5 August, close to a full year of its own AI infrastructure budget. On 14 August, a filing showed Berkshire Hathaway holding $37.8 billion of the same stock. On 5 August, Google DeepMind announced that Demis Hassabis would step back from day to day management to become Chair of Google DeepMind and Chief Scientist of Alphabet. Koray Kavukcuoglu took over as senior vice presiden
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